So you left it too late to order your costume and there’s a Halloween party tonight; what will you do? Well with a little creativity and some good ol’ fashioned closet raiding, you can pull off a costume without spending a lot of money.
iPhone: So you already have one of these (probably) but I bet you’ve never used it to tweet ill-informed nonsense about a pageant winner at 3am (don’t!) or tweet that climate change isn’t real or tweet that everyone should stop buying Apple products…from your iPhone.
Play Money: You know, for all those billions that you claim to have… With this printable money, you can even write cheques from your charitable foundation to a political candidate.
An ill-fitting suit and a blonde wig
— Emma Murphy (@mainstreamqueen) October 19, 2016
Whatever your Halloween Costume, remember to have fun and stay safe.
Source: Why is LGBT Pride so important?
Susty-hack your way to better finances; get items for free, rejuvenate your damaged goods and sell on your broken electronics.
In honour of Harvey Milk Day, which is on Monday, I’d like to share with you some of my favourite pictures of Harvey Milk, the first openly gay official in Californian history.
This Finance Thursday is about the importance of checking your bank account and credit card statements.
All it takes is about 10 minutes a month and it might save you lots of money.
I’ve taken a picture of a credit card statement that I received at some point last year: I know the amount of colour coding is offputting. I’m Type A.
For most people, this can be as simple as just confirming that the purchases on the statement are purchases that you can account for.
There are five separate transactions of between £1 and £23 at the Fleet pub on April 2nd, did someone steal my card or did I buy a round for my friends, a couple of pitchers and one shot? Does that sound legit?
For others, you can keep track of refunds that you should receive (Diamond).
I go a little beyond that but no one else needs to.
Blue: These are postage charges for my business. I like to highlight it so that I can keep business expenses separate. These charges are ultimately paid by my customers rather than myself.
Red: This was a vet bill, that I had to claim back on my pet insurance.
Yellow: So at this time, I owed money to my parents. I paid for some of their purchases on my credit card and at the end of the month, I totalled it up and took it off the amount that I owed them.
Green: This related to business expenses to put on my tax return for next year. That way, even if my receipts went missing, I would still be able to access the charges and claim for them.
Red and Purple Diamond: I do not have enough highlighters. This was items that I was waiting for a refund on. H+M- the clothes didn’t fit and The Works- they charged me but something went wrong with the payment system and I never got any order confirmation. This was to remind me to check that I had received the refund by my next statement.
Green and Red Star: My dad hates the internet and asked me to order a present for my mum… actually, did he pay me back for that??
So you’ve already read about saving money when booking your hotel room and cheaper alternatives to traditional hotels.
We now move on to: what can you take from hotel rooms?
This is from Ingrid Nielsen who is a-ma-zing.
Her tips were helpful to me which is why I wanted to share.
One minute you’re lying on golden sand, soaking up the sun as your friend pours you another sangria, the next your alarm clock goes off and it’s an overcast day in Blighty. Not the best way to wake up but maybe your subconscious is trying to tell you something: book a holiday.
So where to go, what to do, who to go with?
And can you afford it? Well, we’re going to show you how.
There’s one thing we can all agree on, don’t go in the school holidays! Prices will skyrocket and you’ll be surrounded by children (and if they’re aren’t yours, they’re less cute).
Where to go?
Our handy quiz will tell you what the ideal holiday for you is;
Now just total up the amounts you got for each one and look at our handy guide for your perfect holiday.
An English country retreat; picture a quaint BnB with kitsch furniture. This could be a perfect romantic getaway without breaking the bank.
Getting there: Even if you drive it may be cheaper to take the train, especially with http://www.redspottedhanky.com offering you up to 80% of selected advanced fares.
Accommodation: http://www.bedandbreakfasts.co.uk has prices starting from £20pppn and contains user ratings of the services and the rooms.
A European city break; time to soak up some culture in one of Europe’s capitals.
Getting there: Budget airlines are often cheaper than the Eurostar especially if you are going further than France. The website http://www.monarch.co.uk has flights to major European cities and boasts a Happy Hour promotion which means that flights will be even cheaper between 12-2pm but after that, they’re gone.
Accommodation: http://www.hostelworld.co.uk offers a great range of hostels from 1-5 stars. Rated by previous clients, they paint an accurate portrayal of what you can expect. Be sure to check travel times between the hostel and the major landmarks.
Party holiday without the tacky 18-30 tag; spending your days on the beach and your nights in the clubs, what could be better?
Getting there: http://www.skyscanner.net can compare flight prices from all UK and many worldwide airlines and if your dates are flexible it can show you the cheapest flight for any given month.
Accommodation: http://www.studentholidays.com allows you search worldwide for hostels and hotels. But make sure if you are travelling out of the EU to check on customs observed in that country with regard to alcohol, for instance, the legal drinking age in America is 21.